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Octane Lending Inc.


Help us connect people with their passions! We’re bringing new products, innovative credit offerings, and exceptional customer service to recreational industries, where the buying experience was traditionally fragmented, antiquated, and slow. Historically, many credit-worthy customers did not have access to financing, and the market was largely overlooked by fintechs and large financial institutions. We changed that.


Buying a motorcycle or tractor is different from buying a car, so it doesn’t make sense to assess the risk of these purchases in the same way. We developed a proprietary risk model using our own data that assesses the risk of an enthusiast making a lifestyle purchase. This “Octane Score” outperforms a FICO score the vast majority of the time. This, combined with our tech-enabled decisioning, can bring deal time from hours or days to minutes or seconds, making the buying process faster and easier for customers and our dealer and OEM partners.


We’re a late stage startup that is rapidly scaling, which means that we have a high-growth, collaborative, and engaging culture. When you join Octane, you’ll have many unique opportunities to grow your career, enhance your career development, and do meaningful work, while frequently interacting with leaders, gaining hands-on experience within your role and cross-functionally, and supporting the company and customers in tangible ways. If that’s exciting to you, we’d love to meet you.


For our part, we invest in our people. We’ll provide you with growth and development opportunities to support your personal and professional goals. We provide on-going training and development opportunities for our team members, and we have exciting things coming, too, like company-wide leadership training, as well as management training to help both newly promoted and existing managers be the best they can for our teams. In addition, we’re rolling-out Octane University to help our people learn about topics that matter to them and their career, and we offer a $3,000 yearly education stipend for each team member. To support you on your unique career journey, your manager will check-in with you regularly, and we’re building a formal mentor program to help Octane employees navigate their careers.


We are excited about Octane’s future, and we hope you’ll be part of our journey. Octane has achieved countless milestones by using technology to simplify the buying journey for lifestyle purchases.The powersports industry alone is worth over $10B, which gives us considerable room for growth as we continue to gain market share. Furthermore, we have expanded into adjacent, multibillion-dollar markets, like the tractor and trailer markets, and we are poised to enter more markets in the coming months and years. As we look ahead, our goal is to reach even more customers who want faster, easier, accessible buying in underserved markets.


We already have over 30 OEM partnerships, including Polaris Inc and BRP, who we work with to create a seamless end-to-end buying experience and help them reach more customers, and we work with over 4,000 dealerships across the country that benefit from our end-to-end buying experience, broad credit appetite, and innovative products that enable them to reach more customers and close deals faster.


We’re confident in our ability to continue our momentum and reach more customers, grow our market share, strengthen our dealer network and OEM partnerships, and enter new markets. We can’t wait to meet you, grow alongside you, and work together to make an impact on buying!