The U.S. Department of Labor reports that median annual earnings for personal financial advisers (including retirement planners) were $102,140 in May 2024, with the lowest 10 percent earning less than $49,990, and the highest 25 percent earning more than $172,540. Many retirement planners, especially those who are self-employed, charge their clients an hourly rate for their services or a flat fee for a comprehensive plan. These rates and fees vary according to the complexity of the work the planner must do. Retirement planners sometimes receive commissions on the products they sell, in addition to their standard fees.
Retirement planners who are salaried employees of companies or financial planning firms receive fringe benefits such as health insurance and paid vacation and sick days. Self-employed planners must provide their own benefits.
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