Credit Analysts

High School

If you are interested in this career, take courses in mathematics, economics, business, and accounting in high school. You should also take English courses to develop sound oral and written language skills. Computer courses will help you to become computer literate, learn software programs, understand their applications to particular fields, and gain familiarity with accessing electronic information.

Postsecondary Training

Credit analysts usually have at least a bachelor's degree in accounting, economics, finance, or business administration. Those who want to move up in the field often go on to obtain master's degrees in one of these subjects. Undergraduate course work should include business management, economics, statistics, and accounting. In addition, keep honing your computer skills. Some employers provide new hires with on-the-job training involving both classroom work and hands-on experience.

Certification

The National Association of Credit Management (NACM) offers the following certificates to credit professionals: credit business association, certified credit and risk analyst, credit business fellow, certified credit executive, certified international credit professional, and international certified credit executive. Contact the association for more information.

Other Education or Training

The NACM offers online courses, self-study courses, webinars, and other continuing education opportunities. Course have included Business Credit Principles, International Credit and Risk Management, Financial Statement Analysis, and Credit Law. The American Bankers Association, Bank Administration Institute, and National Bankers Association also provide professional development opportunities. Contact these organizations for more information.