Earnings
Salaries of credit analysts depend on the individual's experience and education. The size of the financial institution is also a determining factor: Large banks tend to pay more than smaller operations. Salaries also increase with the number of years in the field and with a particular company. According to the U.S. Bureau of Labor Statistics, credit analysts had a median annual income of $79,420 in May 2023. The lowest paid 10 percent earned less than $50,060, and the highest paid 10 percent earned more than $164,750.
As an added perk, many banks offer their credit analysts free checking privileges and lower interest rates on personal loans. Other benefits include health insurance, sick and vacation pay, and retirement plans.
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